And be aware that if you’ve opened a Wells Fargo credit card in the past 15 months and received a sign-up bonus or intro APRs or fees, you might not be eligible for the Wells Fargo Reflect℠ Card‘s intro APR offer. You might not be approved for the Wells Fargo Reflect℠ Card if you’ve opened any other Wells Fargo credit card in the past six months. There are a couple restrictions to keep in mind before applying. While the card does not offer a sign-up bonus, it does offer one of the longest 0% intro APR promotions you’re likely to find for both purchases and balance transfers. And if you already put a big car repair expense on an existing credit card but would like to transfer it to take advantage of a 0% intro APR on balance transfers, the Wells Fargo Reflect℠ Card is a great choice for that, too. If you’re planning to pay for car repairs and would like to spread out your payments over time without incurring interest, the Wells Fargo Reflect℠ Card‘s lengthy 0% intro APR on purchases can help. You must activate the rotating 5% cashback categories each quarter, and there’s a $1,500 spending cap at the 5% rate.īe aware that there is a foreign transaction fee of 3% of each transaction in U.S. Enjoy new 5% categories each quarter! Plus, earn 5% cash back on travel purchased through Chase Ultimate Rewards®, 3% on dining and drugstores, and 1% on all other purchases. The card charges a $0 annual fee, so you don’t have to worry about paying to carry it every year.įor ongoing rewards, cardholders enjoy the following: 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate.
Then, either $5 or 5% of the amount of each transfer, whichever is greater. The balance transfer fee is either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. There is also a 0% Intro APR on Balance Transfers for 15 months. If you have a big car repair bill you need to pay off over time, well over a year of no interest offers breathing room. Plus, there’s a 0% Intro APR on Purchases for 15 months. With the Chase Freedom Flex℠, earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening! That’s a solid payout for a relatively low spending requirement, and if you have to finance car repairs, the sign-up bonus could help offset the cost.
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